Frequently Asked Questions
Q: What are consumer receivables?
A: Consumer receivables are contracts created between a business and a consumer. If the contracts pertain to a service then the consumer receivable may be referred to as an unsecured consumer contract. It the contracts pertain to a “widget” the consumer receivable may be referred to as a retail installment contract. In either instance the consumer receivable will exist in contractual form and as such will specify terms (usually three months to five years) and an interest rate. Consumer receivables may be sold by the business that owns them in order to enhance the cash flow status of that business. Click here for more information on consumer receivables
Q: What are consumer contracts?
A: Same as consumer receivables. Please see explanation above.
Q: What is invoice factoring?
A: Invoice factoring is the purchasing of accounts receivable or invoices from a business at a discount. Click here to get more information on factoring and factoring benefits.
Q: What is factoring?
A: Factoring is the purchasing of accounts receivable or invoices from a business at a discount. Click here to get more information on factoring and how factoring works.
Q: What is account receivable factoring?
A: Account receivable factoring is the purchasing of accounts receivable or invoices from a business at a discount. Click here to get more information on factoring and how factoring works.
Q: What is a Bridge Loan?
A: A bridge loan is a short-term loan (usually up to one year) that is utilized by a company until permanent financing can be secured.
Q: What is Asset Based Lending?
A: Asset based lending involves a line of credit or a loan that is secured by accounts receivable, inventory, equipment, marketable securities, real estate or some combination of the above mentioned assets.
Q: What is Commercial Real Estate Financing?
A: Commercial real estate financing involves a loan made to a business collateralized by real estate and/or other fixed or liquid assets.
Q: What is a Business Note?
A: A business note is a debt security, usually maturing within ten years. The owner of the note may opt to sell the note at a discount and receive immediate capitalization rather than receiving incremental payments over a period of years. Please contact us for further details.
Q: What are consumer receivables?
A: Consumer receivables are contracts created between a business and a consumer. If the contracts pertain to a service then the consumer receivable may be referred to as an unsecured consumer contract. It the contracts pertain to a “widget” the consumer receivable may be referred to as a retail installment contract. In either instance the consumer receivable will exist in contractual form and as such will specify terms (usually three months to five years) and an interest rate. Consumer receivables may be sold by the business that owns them in order to enhance the cash flow status of that business. Click here for more information on consumer receivables
Q: What are consumer contracts?
A: Same as consumer receivables. Please see explanation above.
Q: What is invoice factoring?
A: Invoice factoring is the purchasing of accounts receivable or invoices from a business at a discount. Click here to get more information on factoring and factoring benefits.
Q: What is factoring?
A: Factoring is the purchasing of accounts receivable or invoices from a business at a discount. Click here to get more information on factoring and how factoring works.
Q: What is account receivable factoring?
A: Account receivable factoring is the purchasing of accounts receivable or invoices from a business at a discount. Click here to get more information on factoring and how factoring works.
Q: What is a Bridge Loan?
A: A bridge loan is a short-term loan (usually up to one year) that is utilized by a company until permanent financing can be secured.
Q: What is Asset Based Lending?
A: Asset based lending involves a line of credit or a loan that is secured by accounts receivable, inventory, equipment, marketable securities, real estate or some combination of the above mentioned assets.
Q: What is Commercial Real Estate Financing?
A: Commercial real estate financing involves a loan made to a business collateralized by real estate and/or other fixed or liquid assets.
Q: What is a Business Note?
A: A business note is a debt security, usually maturing within ten years. The owner of the note may opt to sell the note at a discount and receive immediate capitalization rather than receiving incremental payments over a period of years. Please contact us for further details.